Moody's Downgrades Health Insurers, Cites ObamaCare Uncertainty

New American: In announcing credit rating firm Moody’s downgrade of all health insurers, Senior Vice President Stephen Zaharuk placed the blame firmly and directly on the Obamacare rollout and implementation:

The ongoing and unstable and evolving environment is a key factor for our outlook change. The past few months have seen new regulations and announcements that impose operational changes well after product and pricing decisions were finalized.

Translation: Health insurers could lose their shirts if the assumptions they made in their premium calculations prove false. So far, it doesn’t look good. Zaharuk cited some of those uncertainties, including the demographics of those enrolling for coverage. The insurers assumed that the Obama administration was right when it estimated that at least 2.7 million young and healthy individuals aged 18 to 34 would sign up by the end of March. Only 24 percent of the 2.2 million enrolled by the end of the year fall into that category. Put another way, so far just 528,000 of the 2.7 million needed to make the math, and the economics, work out are in that category.

That’s why, in its report, Moody’s cut its earnings estimate for all insurers by a full third, while expecting enrollments will fall short by two-thirds.

There are other uncertainties, including the decision by the administration to allow insurers to continue to offer “bare bones” (read: low profit margin) coverages in response to pressure from those previously insured who had their present insurance plans terminated. The administration delayed the premium payments deadline (delaying expected cash flows to the insurers), delayed the sign-up date, pushed back the second-year enrollment period until after the November elections, and extended the enrollment deadline for those with pre-existing conditions.

There’s also the industry’s new tax on medical devices that insurers somehow had to factor into their calculations. Said Zaharuk: “While some insurers built this tax into their premium calculations, the amounts [they receive] may still be insufficient to cover their share of the assessment.”

Also, many ObamaCare enrollees are actually pouring into the states’ Medicaid programs, and insurers have no direct way to offset those increased expenses and will have to eat any losses, perhaps for years. Zaharuk explained: “The Medicaid business is particularly vulnerable to this disconnect as insurers cannot pass on additional costs to consumers, and it remains to be seen whether states will permit insurers to factor in the assessment costs in determining Medicaid reimbursement rates.”

Health insurers are vulnerable on other fronts as well. Gallup just published its latest “Well-Being Index,” which shows the uninsured rate to be virtually the same as it was two years ago, despite the enormous marketing efforts by the administration touting the wonders of ObamaCare, and actually significantly higher than it was in January 2008, long before the federally mandated law was birthed in the hothouse of central planning. In addition the Congressional Budget Office (CBO) estimated that, even under the most favorable circumstances, by 2016, when Obamacare was assumed to be fully functioning, 31 million citizens will remain uninsured. This means insurers can’t count on that huge block of customers to enhance their revenue streams.

Moody’s was not optimistic:

In 2015, insurers will need to deal with the implications of the employer mandate and the second year of the individual mandate. Both require substantial lead time with respect to product development and pricing. Ad hoc changes to these provisions, as experienced at the end of 2013 … add additional risks and financial uncertainty.

When asked by Kate Rogers of Fox News what it would take for Moody’s to reverse its downgrade, Zaharuk said:

We would need [to see] some positive enrollment numbers, the back-end problems with the exchanges fixed, and the regulatory environment … stabilized.

Positive news would help the situation.

How likely is that? Responded Zaharuk:

The first test comes in March when we will see what enrollment looks like, if the back-end issues are fixed, if people are getting access to health care, and what the costs … are.

If these things don’t work, it may have a longer and more detrimental effect on the industry as they struggle under the new law. 

Whether intended or not, this disruption in the healthcare marketplace is having its consequences, nearly all of them negative. First experienced by the consumers, they are now spilling over, inevitably, to the insurers. 

A graduate of Cornell University and a former investment advisor, Bob is a regular contributor to The New American magazine and blogs frequently at www.LightFromTheRight.com, primarily on economics and politics. He can be reached at badelmann@thenewamerican.com.

Here comes Obama’s solution to the disastrous Affordable Care Act: National Health Care a.k.a. the Single Payer System

Betsy McCaughey: Obamacare designed to vastly expand single payer Medicaid by eviscerating Medicare 

Bailing Out Health Insurers and Helping Obamacare

Technorati Tags: ObamaCare,Health Insurers,Moody's,Economics,Bailouts,Downgrades,Single-Payer,The Plan,Socialized Medicine,Watch the Other Hand,Wake-Up

Here comes Obama’s solution to the disastrous Affordable Care Act: National Health Care a.k.a. the Single Payer System

By: Nelson Abdullah -  Conscience of a Conservative  -  h/t to the NoisyRoom

Cancelled health insurance plans by the millions. Premiums rise 300%. Two million people enrolled in ObamaCare but most are low-income families covered under Medicaid, not the healthy, young, affulent Middle-Class families with incomes that were supposed to support the program. The so-called Affordable Care Act is already proving to be unaffordable with family deductibles averaging $10,000 or more. That means that even with the health insurance a family must pay out the first $10,000 in medical bills before the coverage starts. This plan is a disaster but it is so bad that it could not possibly be that way by accident. Even stupid people manage to do something right once in awhile. The Unaffordable Care Act was designed to fail from top to bottom.

Since the Democrats were the only ones who voted for ObamaCare they will be the only target of the expected backlash by millions of angry voters. The Democrat leaders who conceived and wrote the plan in secret, who told members of Congress they had to pass it before they could read it, are now facing the most frightening threat they have ever faced. But while conservatives are enjoying the prospect of voter revenge in the 2014 elections, only 11 months away, and the expected retaking of the Senate giving Republicans control of both houses of Congress, this may all be just a planned scenario scripted by the Marxist/Socialist leadership of the National Democratic Party. A perfect example of snatching victory from the jaws of defeat. While we watch images of a squirming and obviously uncomfortable Obama admitting that he screwed up, we may well be the ones in for the big surprise. This is because the Affordable Care Act is not the health plan that the Democrats had in mind, it was only a stepping stone to launch their valiant and heroic rescue effort to save America. And the solution to everyone’s problem will be a “new” compromise health care plan, the Single Payer System. The Single Payer System, otherwise known as National Healthcare is pure, outright socialized medicine. The following is a glossy explanation from Wikipedia that does little to explain the pitfalls of National Healthcare. It fails to warn of the long waiting lists for medical treatment or the low wages paid to Doctors or the full implementation of the Death Panels that consist of panels of bureaucrats who will be granting approval for medical procedures or denying them to the elderly who make no contribution to society.

From Wikipedia: http://en.wikipedia.org/wiki/United_States_National_Health_Care_Act

The United States National Health Care Act, or the Expanded and Improved Medicare for All Act (H.R. 676), is a bill introduced in the United States House of Representatives by Representative John Conyers (D-MI). The bill had 88 cosponsors in 2009. The act would establish a universal single-payer health care system in the United States, the rough equivalent of Canada’s Medicare, the United Kingdom’s National Health Service…

Under a single-payer system, all medical care would be paid for by the Government of the United States, ending the need for private health insurance and premiums, and probably recasting private insurance companies as providing purely supplemental coverage, to be used when non-essential care is sought.

The national system would be paid for in part through taxes replacing insurance premiums, but also by savings realized through the provision of preventative universal healthcare and the elimination of insurance company overhead and hospital billing costs.

The leftist news media that has been covering up the problems with ObamaCare in order to protect the Democrats in the previous two national elections while the bill was being created and the 20,000 pages of new regulations were being written are now playing their part by reporting the disastrous effects to drum up support for some sort of needed relief. Even liberal web sites like Politico called Barack Hussein Obama’s promise that we could keep our insurance coverage, The Lie of the Year. They are all setting the stage for the White House to announce a viable solution to the millions of citizens suddenly finding themselves with no health care coverage and the millions more who have found they cannot afford the coverage they signed up for. Look for Barack Hussein Obama calling on Congress to voluntarily repeal ObamaCare and replacing it with a National Health Care Single Payer System. The law they wanted all along.

And there goes one third of the U.S. economy right down the tubes.

My name is Nelson Abdullah and I am Oldironsides

Doctors Quitting Over ObamaCare - Lindsey Williams –> Socialized Medicine… the Jewel of Socialism

Video: Lindsey Williams - Doctors Quitting Over ObamaCare

Obamacare Set To Crash Entire Private Healthcare System – Force State-Run Coverage

The Ulsterman:  Lost in the myriad of reviews on Barack Obama’s second inauguration was this very interesting (and depressing) column clearly outlining the looming danger that Obamacare now poses for the entire healthcare system in the United States. And make no mistake – this result was INTENDED to usher in the era of total government control of how you will be born, how you will live, and how you will die…

(Remember the media ignoring when Barack Obama said at some point a dying patient needs to just “take a pill” and prepare for death? Well America…that time is now.)

EXCERPT: (Via RCM)

We Told You So…

As the Affordable Care Act–otherwise known as ObamaCare–begins to be implemented, we are seeing its first big consequence: it is making care less affordable.

…Lo and behold, we see reports today that insurance premiums are going up partly because of “new federal rules that increase the services that health insurers are required to include in the health plans they sell.”

…The rising premiums are bad enough in themselves, but they raise the prospect of crashing the whole structure of the health insurance system created by ObamaCare.

…But I don’t think that’s any kind of mystery. The consequences of ObamaCare – particularly the built-in “death spiral”– are so predictable that I don’t think the legislation’s architects can profess innocence. From the beginning, I have had suspicions, so to speak, that a stable health insurance industry was not the goal of ObamaCare. Rather, I warned: “It is an attempt to turn health insurance into what the left really wants: another welfare program in which everyone is entitled to free benefits, mandated by the government.”

…It smashes private health care–then leaves us stranded in the rubble, at which point we will be expected to come crawling back to the same people who caused the disaster and ask them to save us.”

The first half of our predictions from 2009 are already coming true. I am afraid that we’re going to have to come back in another few years, after the second half has come to fruition, and say once again: we told you so.

As the Affordable Care Act--otherwise known as ObamaCare--begins to be implemented, we are seeing its first big consequence: it is making care less affordable.

The New York Times reports that "Health insurance companies across the country are seeking and winning double-digit increases in premiums for some customers, even though one of the biggest objectives of the Obama administration's health care law was to stem the rapid rise in insurance costs for consumers."

"Even though"? In fact, Obamacare is simply doing what a lot of people predicted it would. Critics of ObamaCare warned that it would produce precisely the kind of premium increases we are now seeing, for precisely the reasons that new reports are now citing.

I was one of those critics, and I take no joy in pointing out that we told you so.

In 2009, as ObamaCare was being crammed through Congress, I gave three reasons for predicting disaster.

The first is "guaranteed issue," which requires insurance companies to cover you for a pre-existing condition. This forces insurance companies to take on extra costs, while reducing the incentive for healthy people to pay their insurance premiums. Why pay premiums for years, if you can just wait until you're already sick to buy coverage? So insurers are mandated to take on extra costs while losing revenues. As I wrote back in 2009, "Rather than increasing the number of insured by making health insurance more affordable, this bill makes health insurance more expensive and increases the incentive to simply drop your insurance until you need someone to pay for your medical bills."

And so we see today a report that as this takes effect and people who are already sick demand insurance, "paying for their care could add massive costs to the system."

"For one thing, they'll have no waiting period to get insurance. Someone who just got bad news from the heart doctor can walk into an insurance office and order a policy, Davis said. 'It's as if could you go home, see your house on fire, call Allstate and say, "Cover my home,"' Davis said.

"With medical bills easily reaching into the millions of dollars, a few of those cases could quickly add up, significantly boosting overall rates."

That leads to the second provision we warned about, the individual mandate. This is supposed to prevent free riders from waiting until they are sick by forcing them to buy insurance. But the penalty for refusing to buy insurance was set at $750, which is far lower than the cost of insurance. As I wrote back then, "we end up getting the worst of both worlds. This provision won't actually drive anyone to buy health insurance and prop up the risk pools for those who are insured. All it will accomplish is to create a brand new form of tax."

Finally, there are the federally mandated health-insurance exchanges, in which the federal government dictates what insurers are required to pay for, banning less expensive bare bones coverage and requiring insurance policies that cover more procedures and "preventative" tests. As I warned, "under the guise of making health insurance more affordable, this bill will restrict your menu of choices to include only the most expensive options."

Lo and behold, we see reports today that insurance premiums are going up partly because of "new federal rules that increase the services that health insurers are required to include in the health plans they sell."

There are also a couple of new reasons why rates are going up. We couldn't predict every negative effect of ObamaCare, because as Nancy Pelosi told us, Democrats had to pass the bill so we could find out what was in it. Thus, Peter Suderman points to a rule that requires insurance companies to refund part of their premiums if they don't spend enough on patient care in a particularly year. Suderman explains the results.

"If claims are low in a given year, they end up rebating the difference to the customer because of the MLR rule. If claims are unexpectedly high, however, they end up eating the difference. Insurers thus have an incentive to protect themselves by charging high premiums at the outset, and then paying those premiums back in rebates should claims come in at low or expected levels."

And then there is the extra cost passed on from new taxes on health insurance. Imagine that: when you tax something it becomes more expensive.

We can look to the consequences of RomneyCare in Massachusetts--the model for ObamaCare--as a preview of the near future. Massachusetts now has the highest insurance premiums in the country. The figures are quite staggering. A new study finds that "the average Massachusetts family health plan had a premium of $16,953 in 2011." One small business owner reports that "health-care benefits account for a quarter of the cost of hiring a new person." Even more startling is that this is an increase of 72% from 2003--nearly a doubling of insurance premiums in ten years.

As one expert explains, "Massachusetts is a state with a lot of mandates for coverage which other states may not have," and the report concludes that "The discrepancy will decrease once the Affordable Care Act is implemented." The discrepancy will decrease, not because Massachusetts premiums will go down, but because premiums for everyone else will go up to match them.

The rising premiums are bad enough in themselves, but they raise the prospect of crashing the whole structure of the health insurance system created by ObamaCare. Philip Klein explains:

"Should premiums continue to rise, more and more uninsured Americans are going to choose to pay the penalty rather than purchase expensive insurance. And those who go without insurance are more likely to be the ones who can afford to do so--young and healthy Americans with limited medical expenses. Should this occur, insurers would have to raise premiums even more to subsidize the expenses of the sicker beneficiaries they must cover under the law. This, in turn, would cause additional people to forgo insurance and pay the fine. And so on. This is known in the health care policy community as the 'death spiral' and it's one of the biggest threats to the structure of Obamacare."

Another article which cites many of the same problems I have just described marvels that "The congressional Democrats who crafted the legislation ignored virtually every actuarial principle governing rational insurance pricing."

But I don't think that's any kind of mystery. The consequences of ObamaCare--particularly the built-in "death spiral"--are so predictable that I don't think the legislation's architects can profess innocence. From the beginning, I have had suspicions, so to speak, that a stable health insurance industry was not the goal of ObamaCare. Rather, I warned: "It is an attempt to turn health insurance into what the left really wants: another welfare program in which everyone is entitled to free benefits, mandated by the government."

"But this would wreck private health insurance, making the whole industry financially unsustainable....

"This bill so comprehensively wrecks private health insurance that pretty soon a 'public option' will seem like the only alternative, and they will already have put into place one of the new taxes needed to pay for it. If the left's goal is to impose socialized medicine in America, this bill does it in the most callous and destructive way possible. It smashes private health care--then leaves us stranded in the rubble, at which point we will be expected to come crawling back to the same people who caused the disaster and ask them to save us."

The first half of our predictions from 2009 are already coming true. I am afraid that we're going to have to come back in another few years, after the second half has come to fruition, and say once again: we told you so.

Socialized medicine in the crown jewel of socialism… giving government control of every aspect of our lives, and ObamaCare is socialized medicine and Obama and his team are Progressives!  And remember: Progressivism = Socialism = Fascism = Marxism = Communism.  ObamaCare, like gun control, is not about healthcare (or safety), its all about control… The Obama agenda is all about control… controlling us, the masses and their minds. And when you watch the worship going on… by the entertainment, advertising and news media) and then talk to people who depend on them for all their information, you can see it is working!

The passing of ObamaCare was one of our major liberty or tyranny choice moments. And although much of the truth about ObamaCare surfaced and was available for those who did their homework, the powers that be forced this on the American people without even giving Congress the opportunity to adequately read the bill. Rationing, mandate committees & rationing panels, death panels (primarily for seniors and special needs children and adults) and the Complete Lives System are all part of this bill as well as higher taxes and fees, less healthcare and treatment choices, less freedom, and the control of at least 1/6 of the American economy by the U.S. government (and look whole they have done with our Social Security money) are all part of this bill plus a lot of surprises related to the IRS, guns and taking your freedom.  The warnings from people like Betsy McCaughey, Mike Huckabee, Sarah Palin, Mark Levin, Michele Bachmann, Sean Hannity, Rick Santorum, Alex Jones, Rush Limbaugh, Glenn Beck, Mark Steyn, Judge David Kithil of Marble Falls Texas, scores of doctors, and the list goes on were 100% right on the mark.

Related:

States’ refusal to establish exchanges could undo Obamacare

Republican governors decide against setting up ObamaCare insurance markets

Top Five Worst Obamacare Taxes Coming in 2013

ObamaCare Disarray as 2013 Nears… Beware!

ObamaCare Summed Up in One Sentence

Denny’s to charge 5% ‘Obamacare surcharge’ and cut employee hours to deal with cost of legislation

Will Sick Babies Be Starved to Death Under Obamacare?

GAO Report: White House Intentionally Delayed Obamacare’s Cuts To Medicaid Until After 2012 Election…

Strassel: Axelrod’s ObamaCare Dollars

All Americans Will Receive a Microchip Implant in 2013 Per ObamaCare – Updated

RFID Chip for all Americans in 2013 as Part of ObamaCare… See Biden Telling Fed Judge He Will Have to Rule on Implanted Microchips

Obamacare Has Literally Replaced the Constitution

Technorati Tags: ObamaCare,watch the other hand,doctor shortage,control. Progressivism,Obama's agenda,seniors,healthcare rationing,Big Brother,Lindsey Williams,crown jewel of socialism,death panels,taxes,ObamaCare surprises

Day Two of Supreme Court ObamaCare Hearing: ObamaCare Could Be on Life Support

People Are Saying That Obama's Healthcare Law Got Massacred At The Supreme Court Yesterday

Business Insider ^ | March 27, 2012 | Grace Wyler

The Supreme Court just wrapped up the second day of oral arguments in the landmark case against President Obama's healthcare overhaul, and reports from inside the courtroom indicate that the controversial law took quite a beating. Today's arguments focused around the central constitutional question of whether Congress has the power to force Americans to either pay for health insurance or pay a penalty. According to CNN's legal analyst Jeffrey Toobin, the arguments were "a train wreck for the Obama administration."

The Supreme Court just wrapped up the second day of oral arguments in the landmark case against President Obama's healthcare overhaul, and reports from inside the courtroom indicate that the controversial law took quite a beating.

Today's arguments focused around the central constitutional question of whether Congress has the power to force Americans to either pay for health insurance or pay a penalty.

According to CNN's legal analyst Jeffrey Toobin, the arguments were "a train wreck for the Obama administration."

"This law looks like it's going to be struck down. I'm telling you, all of the predictions including mine that the justices would not have a problem with this law were wrong," Toobin just said on CNN.

Toobin added that that the Obama administration's lawyer, U.S. Solicitor General Donald Verrilli, was unprepared for the attacks against the individual mandate.

"I don't know why he had a bad day," he said. "He is a good lawyer, he was a perfectly fine lawyer in the really sort of tangential argument yesterday. He was not ready for the answers for the conservative justices."

In the aftermath of today's arguments, Toobin and many other legal reporters agree that the Obamacare decision will come down to a fight between the nine Supreme Court justices.

According to reports from the courtroom, the four liberal justices seem inclined to uphold the law. But it is still unclear if the Obama administration's legal team will be able to get a fifth vote.

The WSJ reports that Justice Anthony Kennedy, who is considered the swing vote in the case, reportedly pushed Verrilli hard on his defense of the individual mandate, telling him that the government has a "very heavy burden of justification" to show where the Constitution gives Congress the power to force people to buy healthcare.

Tom Goldstein of SCOTUS blog sums up the end of the arguments:

Towards the end of the argument the most important question was Justice Kennedy’s. After pressing the government with great questions Kennedy raised the possibility that the plaintiffs were right that the mandate was a unique effort to force people into commerce to subsidize health insurance but the insurance market may be unique enough to justify that unusual treatment. But he didn’t overtly embrace that. It will be close. Very close.

Listen below to Solicitor General Verrilli nervously starting his opening argument on individual mandate (around 25 sec mark):  HERE

Video:  "This Is A Train Wreck For The Obama Administration!" Jeff Toobin On Healthcare Supreme Court

Revealed: Inside Obama’s Individual Mandate Memo and Why He Changed His Mind

Obama caught on tape arguing against giving medical attention to aborted babies

The IL General Assembly destroys audiotapes of its floor debates after transcripts have been written. That is why there is precious little audio, if any, of Barack Obama as state senator making any speeches.

But a pro-life sleuth has found a short audio clip on the Chicago Tribune website of Obama arguing on the IL Senate floor on April 4, 2002, against Senate Bill B1663, a companion bill to the Born Alive Infants Protection Act that would have required an abortionist to call a second physician to assess a baby aborted alive.

Obama advocating infanticide audio mp3

Obama advocating infanticide audio wav

Here is the Senate transcript to ensure the comment is heard in context….

Obama opposed SB1663 arguing he had “confidence” that the abortionist – who was invested in attempting to kill the child pre-delivery – would not mind revealing his or her botch by calling a 2nd physician to ensure the child was given proper medical attention and revived if possible.

Obama thought it remarkable to suspect an abortionist of having a subjective medical opinion about his new second patient. It didn’t occur to Obama that the abortionist might also be invested in seeing the baby dead to preclude malpractice lawsuits down the road if the baby were found not to have pre-birth diagnosed defects, an overriding reason for these late-term induced labor abortions.

But Obama’s most telling statement from the clip was to say this bill “is really designed simply to burden the original decision of the woman and the physician to induce labor and perform an abortion.”

In other words, if a baby were to survive his or her abortion, the death plan marked out for this child should be carried out nonetheless.

Guy Benson tracked down the pro-life sleuth, who will be interviewed with me on the Sandy Rios show this afternoon at 3:20p CST.
Michelle Malkin is also covering this story, as is The Weekly Standard blog, and RedState.com.
Hotair.com is asking a great poll question, “Did Barack Obama protect infanticide in Illinois?”

Source:  Jill Stanket – h/t to AJ

Related:

Women’s health? The only doctors Planned Parenthood hires are abortionists

What is the Real Purpose of Birth Control?  Why Is All of This So Important to Progressives?

War On: Obama and ObamaCare verses Constitutional Patriots and Religious Freedom

Obama administration struggles to contain uproar over birth … – Since this piece was written the AG’s of 12 states have joined the suit being prepared and expected additional states of join the fight.

Birth control is the sacrament of eugenics, which also explains Ultra Left Wing HHS Secretary Kathleen Sebelius’ Spin, based on her ideology and history. She was an ardent supporter of murdered partial birth abortionist, Tiller and her extreme record on abortion has sadly been ignored (or hidden) by the media.

America just celebrated 54 million abortions

You may have seen this already because it was uploaded 9.21.11

However, the gist of the video in the beginning is about how young people do not know who Hitler was and it is about not voting for any politician that would support abortion at the end of the video.

THIS VIDEO IS A MUST SEE... ESPECIALLY IF YOU HAVE KIDS IN COLLEGE....ARE GOING TO SEND YOUR  KIDS TO COLLEGE .... OR YOU JUST CARE ABOUT AMERICA....BUT  STOP.... IT'S 33 MINUTES LONG SO DON'T CLICK IT TILL YOU HAVE THE TIME TO WATCH IT!

Video:  "180" Movie -  Award Winning Documentary

http://www.youtube.com/watch?v=7y2KsU_dhwI

A 50 Year old Commercial from Ronald Reagan

Video:  A 50 Year old Commercial from Ronald Reagan

War On: Obama and ObamaCare verses Constitutional Patriots and Religious Freedom

HHS Secretary Kathleen Sibelius answered questions in Congress this week about the left framed ‘contraception compromise’ or the ‘first amendment un-compromise’ as framed by the right.

Sibelius essentially said that the decision has been made and this mandate along with many other surprises for those who did not follow the ObamaCare fight on in August 2013… PERIOD!  The decision has been made and will go into affect regardless of the Constitution, religious freedom or what the American people want. 

Remember what Nancy Pelosi said… “We have to pass the bill so you can find out what is in the bill!”  Well, you are beginning to find out.

So why is this so important to progressives? Rush Limbaugh keeps saying that "abortion is the sacrament of liberalism." What makes this so? Let's ask Margaret Sanger, the founder of Planned Parenthood, In her book "Women and the New Race", Sanger explains the purpose of birth control:(Page 229)

Birth control itself, often denounced as a violation of natural law, is nothing more or less than the facilitation of the process of weeding out the unfit, of preventing the birth of defectives or of those who will become defectives. So, in compliance with nature’s working plan, we must permit womanhood its full development before we can expect of it efficient motherhood. If we are to make racial progress, this development of womanhood must precede motherhood in every individual woman. Then and then only can the mother cease to be an incubator and be a mother indeed. Then only can she transmit to her sons and daughters the qualities which make strong individuals and, collectively, a strong race.

Now it should all start making sense to everyone. Birth control is the sacrament of eugenics, which also explains Ultra Left Wing HHS Secretary Kathleen Sebelius’ Spin, based on her ideology and history. She was an ardent supporter of murdered partial birth abortionist, Tiller and her extreme record on abortion has sadly been ignored (or hidden) by the media.

America just celebrated 54 million abortions, a ‘choice’ everyone in the Obama administration supports. On the other side, the Priests for Life Group Just Sued the U.S. Government over the Birth Control Mandate. Sebelius admitted to Senator Orin Hatch during the hearings that she didn't consult bishops over contraception rule and also admitted that she/they did not consult with the Justice Department as to the constitutionality.

President Obama himself said that he had done the same thing when he was a community organizer.  He got leftist priests and nuns in Chicago to compromise the values of the church.

The backlash over Sibelius' interpretation of the mandate built to a crescendo last week. Obama went to the podium and announced a "compromise." It was no compromise at all ...  In reality, Obama’s contraception mandate tramples religious freedom.

This is not an issue that will go away and may haunt the president through the 2012 Election cycle.  It is a huge power grab and the first of many frightening realities of the what is really in the ObamaCare Bill.  It should be a flag to all concerned Americans that each us needs to read that bill and insist that our Congressman and Senators read it immediately… and act.  It should also be a flag to all Americans about the ideology of the President and his team and what is in our future if Obama survives this and is re-elected.

Socialized Medicine, which ObamaCare is, is he crown jewel of socialism… progressivism.  It gives the government the control over one sixth of the U.S. Economy and decisions over who get care and who doesn’t, who lives and who dies, and this fight in addition to being a fight over religious freedom and the first amendment, not contraception, is also a fight over what the government can make each of us buy and pay for from here on out.

One of the best explanations of this fight I’ve heard is:

If you are against murder and someone says, “Okay, you don’t have to kill anyone yourself. We will hire someone to kill them for you.”, there is no resolution to the issue. It goes against your values, against God and against everything you stand for. That is exactly what is happening with the birth control mandate being forced on the Catholic Church by the administration and ObamaCare.

Beck Announces ‘We Are All Catholics Now’ Movement to Stand Up for Religious Freedom

The controversy over the Obama administration’s contraception mandate is at a boiling point, as many Catholic leaders continue to view the president’s so-called “accommodation” as a failure to protect religious liberty.

Now, Glenn Beck is coming forward with a new movement called “We Are All Catholics Now.” The main goal of the initiative is to ask Americans to reach out to Congressional leaders (at the moment, Senators) to encourage the passage of legislation that would protect religious groups’ conscience rights.

Watch Beck discuss the effort on his radio show this morning:

Video:  Glenn Beck Announces 'We Are All Catholics Now' Campaign

The main push, Beck says, is to support the highway transportation bill, which will likely be voted upon this week. It will include an amendment – Blunt Conscience Protection Amendment – from Sen. Roy Blunt (R-MO) that would protect religious conscience rights. In the House, Rep. Jeff Fortenberry (R-Neb.) is working on companion legislation, though it may not be voted on for a few weeks.

Beck is encouraging individuals to get involved by calling their Senators and letting them know that “we are all Catholics now.” The issue at hand is not about contraception as it has been framed by many media outlets, he says. Instead, it is a religious freedom issue that hinges upon the separation of church and state’s mandate that the government not force churches to violate their values and principles.

Here are his directions for getting involved and making an impact:

Call the Capitol and speak with your Senator. The numbers are: 202.224.3121; 202.225.3121; the toll free numbers for the Capitol Switchboard include: 1-866-220-0044 1-877-851-6437, 1-800-833-6354, 1-888-355-3588, 1-866-808-0065, 1-877-762-8762, 1-800-862-5530.

Call the switchboard, ask to be connected to a Senator from your specific state (it will take two calls, one for each Senator).

Whoever answers:

1. Tell them that you want to tell the Senator to vote for the Blunt conscience protection amendment.
2. Ask them if they know how the Senator will vote on that amendment
3. Tell them you want to be contacted back about how he voted (be sure to ask for accountability — they hate it, but it makes them call you back).
4. When you call, be sure to tell them “We are all Catholics now”. This key phrase will let them know you are part of a larger, organized movement working in support of religious freedom.

You can read more about the movement at GlennBeck.com.

Sitting in yesterday at GBTV was the co-author for Indivisible talking about the importance of his book as well as Glenn’s book Being George Washington during this pivotal times.

He spoke on the importance of uniting and turning back to God for divine intervention was our only chance to turn our country around.

This is the time to stand-up and choose your side.

Governor Palin appeared on On the Record calling this mandate an ‘Un-American Act’

Add this fight to the expected rise in unemployment (even with the job number game) and possible $5 gas prices at the pump… and this might end up being Obama’s Waterloo!  Some believe the timing of this fight is an answer to the prayers for intervention being said daily by many Americans.

This is not a fight over contraception and who will pay for it.  It is a fight over religious freedom vs. secularism, a fight over the Constitution vs. Progressivism, a fight over limiting the powers of the commerce clause vs. the government being able to force us to purchase and pay for anything they choose, and the fight over the ideology that will control this country.  This is not a fight that anyone can afford to sit out.

Ask Marion~

Related:

Updated: 5-Reasons Obama is Losing the Contraceptive Mandate Battle… But Could be Winning the Power Grab Mandate War

What is the real purpose of birth control? Why is all of this so important to progressives?

ObamaCare: 1,000+ Pages of Socialized Health-Care Rules? Obama’s Private Army? And the Road to Socialism Through Health-Care By Reagan

Kathleen Sebelius said the regulations will be out in the 'next couple weeks.' | AP Photo

By DAVID NATHER & J. LESTER FEDER | 3/29/11 5:22 PM EDT

Health care lobbyists and advocates are bracing for six pages of the health care reform law to explode into a phonebook-sized federal regulation when the Department of Health and Human Services releases its long-delayed accountable care organization rule expected this week.

“What, you expected less than a thousand pages for legislation that only took a page and half?” a staffer with one of the current proto-ACOs asked.

The staffer exaggerated; the Affordable Care Act devoted about six pages, not one and a half, to the accountable care organizations — networks of hospitals and doctors that are supposed to drive down costs and improve care by sharing responsibility for patients. A senior administration official said the rule is not a thousand pages, but he declined to say how many pages it is.

How do you turn six pages of legislation into hundreds of pages of rules? You kind of have to, in order to settle all of the questions that hospitals and doctors want settled so they don’t get into trouble.

They have to know who can become an accountable care organization – a formula that could be different in different parts of the country – and how you’d know if the organization actually saved money. They’d need to know how to report what they’re doing. And they need to know how to join together without breaking the antitrust laws that are already on the books.

At one point, Centers for Medicare and Medicaid Services administrator Don Berwick had suggested the rules would be out by Jan. 15. HHS Secretary Kathleen Sebelius, who had promised that the regulations would be out by the end of March, said last week that they’d be out “in the next couple weeks.”

The silence has left room for plenty of speculation. Several industry sources have told POLITICO that they’re expecting at least 1,000 pages of regulations to emerge from the process.

One of them is John Gorman, a former official with the predecessor office to CMS who is now CEO of the Medicare/Medicaid consulting firm Gorman Health Group. He said he expects the rule to come out on Thursday, March 31—because he doesn’t think HHS will want to deal with releasing the regulation on April Fool’s Day.

UPDATE: This story has been updated to add the comment of a senior administration official that the rule will not be 1,000 pages…. but probably close!

Read more: http://www.politico.com/news/stories/0311/52170.html#ixzz1ILPuySGm

Video:  Rep. Gohmert: Libya Goal Is To "Deplete The Military" So Obama Can Call Up Private Army

I knew all this was in the ObamaCare Bill… Did You?

Video:  ObamaCare - Live Your Carefree Lifestyle Ad

Related:

NHS director dies after operation is cancelled four times at her own hospital

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AARP's Non-Profit Status Under Fire Over Insurance Income

Health Care Repeal Update by the Numbers

Video:  Ronald Reagan On the Evils of Socialized Medicine (i.e. ObamaCare) (1:05 mins)

Video:  Full Original Speech (10:77 mins)  -  Flashback:  Reagan's full 10:07 minute speech on socialism, using socialized medicine and unions to get there...

" DON'T BE FOOLED BY THE BACK-PEDDLING, AND SUDDEN RETREAT ... IT'S A RED HERRING ... WATCH THE OTHER HAND ...

" DON'T BE FOOLED BY THE BACK-PEDDLING, AND SUDDEN RETREAT ... IT'S A RED HERRING ... WATCH THE OTHER HAND ...

Thursday, January 21, 2010
National Review On-Line
Paul Ryan on Reconciliation [Robert Costa]

Rep. Paul Ryan (R., Wis.), the ranking member of the House Budget Committee, tells National Review Online that House Democrats are planning to use the budget-reconciliation process in order to pass Obamacare. “They’re meeting with each other THIS WEEKEND to pursue it,” says Ryan. “I’ve spoken with many Democrats and the message is this:" They’re not ready to give up. They’ve waited their entire adult lives for this moment, and they aren’t ready to let 100,000 pesky votes in Massachusetts get in the way of fulfilling their destiny. They’ll look at every option and spend the next four or five days figuring it out.”

If the Democrats pass a health-care bill through reconciliation, it means they would need only 51 votes in the Senate for final passage. To start the process, House Speaker Nancy Pelosi (D., Calif.) would need to bring a new health-care bill to the House Budget Committee with reconciliation instructions, with the Senate doing the same. “They’d have to go back to the beginning of the process,” says Ryan. “They’d need to affix reconciliation instructions to a new bill.” Doing so, he says, wouldn’t be too hard. “There’s nothing we can do to stop this from a technical standpoint, since all they need is a simple majority vote and our ratio on the committee is terrible. What [Republicans] can do on the Budget Committee is pass resolutions for the Rules Committee to insist on certain changes in the bill and create a ‘vote-a-rama’ atmosphere.”

If reconciliation happens, Ryan predicts that the Democrats will still have a hard time pulling it off. “There are Blue Dog Democrats out there who are more survivalist than ideologues. One or two switches could be a game changer. The question is whether Democrats will continue to follow Pelosi off the cliff. After Massachusetts, the Democrats are quickly realizing that even if the president comes in to stump, and you get all the union support you need, it’s still not enough to get you elected.”

© National Review Online 2010. All Rights Reserved

**Time go get back on the phones, faxes and emails too all the house members and the Senate… Tell them “NO” on ObamaCare and NO on reconciliation and that head are going to roll if they even think about it!! Start with your own and then lets go through the list…

Congress.org - Elected Officials

**Let us also insist that Scott Brown needs to be seated ASAP!!!!

------

ObamaCare Alive And Well...?? Let Us Not Put It Past Them!

· Posted by Ask Marion on January 22, 2010 at 4:15pm

I just received this from 3 reliable sources... AmeriPac, ConservativeActionAlerts, and a friend of mine in the know... Let us not take Nancy Pelosi at her word (which is pretty worthless) from yesterday or get comfortable that we have won or that the Dems have come to their senses...

I think we would be smart to all do another round or faxes, calls and emails!!

ObamaCare Alive And Well…

Pelosi - "Regardless of MA, It Will Happen"

ALERT: Obama the Democrats in Congress and the extreme liberal left are out of touch, blaming voters and everyone else as Brown goes to Town they are still conspiring in the dark corners behind closed doors in Washington to push through ObamaCare.
Socialized Health Care Can STILL Be Stopped -

Select Here to Tell Congress to VOTE NO on ObamaCare:

SEND YOUR FAXES NOW! and of course we all have our lists to fax, call and email directly

below is a web site that will send fax for you about $20 at bottom I will include phone and fax numbers for the three AZ if you want to make the calls yourselves

https://secure.conservativedonations.com/ameripac_obamacare4/?a=3550

We need your continued help more than ever as Socialized Health Care MUST STILL Be Stopped.

Pelosi said "Regardless of Massachusetts, it will happen" and Democrats are continuing to work to reconcile the House and Senate ObamaCare bills and are proceeding to force a through a process called "budget reconciliation," where they only need 51 votes to pass a bill, not 60.

Obama, Reid and Pelosi are still circling and have vowed to continue working on passing a scaled down ObamaCare bill by picking America apart with new taxes, increased healthcare costs and insurance premiums by hiding ObamaCare in future spending bills.

The Only Poll That Counts - The Results Of The MA Special Election
The extreme liberal left believes that ObamaCare has not gone far enough and have produced an internal poll of Massachusetts voters (is it really true?) that shows of the Obama voters who cast a ballot for Brown, nearly half (49%) support the Senate bill or think it does not go far enough. (Liars can figure but figures do not lie as dangerously out of touch extreme left Liberals are still pushing ObamaCare)

Trusted Gallup polls tell the truth and 72% say Brown's election reflects many Americans' frustrations, which the president and members of Congress should pay attention to and Americans widely agree that the election result has national political implications.

In the wake of Republican Scott Brown's victory in Tuesday's U.S. Senate election in Massachusetts, the majority of Americans (55%) favor Congress' putting the brakes on ObamaCare.

Obama Blames "Last Eight Years" for Rejection of His Brand of Change

the above was one part of a blog on AAM. below is another part from another blog about Dick Morris's e-mail

I'm on Dick Morris's email list...here's the latest! Who do we go after? This list!

·Posted by Babs on January 22, 2010 at 7:00pm

DEFEATING OBAMACARE: THE NAIL IN THE COFFIN
By DICK MORRIS & EILEEN MCGANN

Published on DickMorris.com on January 22, 2010

Now is the time to finish off the prospects of Obamacare with the Democrats reeling from the defeat in Massachusetts.

We must not trust them. The apparent reluctance of the House Democrats to pass the Senate version will evaporate once Obama puts his weight behind the bill and Pelosi starts to twist arms. Moderate Democrats cannot be counted upon.

Who's to Blame for America's Economic Crisis – Vote Here! So we need to target Democrats in swing districts who voted for the health care legislation in its first go-round in the House and convince them of the error of their ways. As the Republican floor leader in the 60s Senator Everett Dirksen once said "when they feel the heat, they see the light."

Here is a list of twenty-three Democrats who voted for Obamacare and who are vulnerable in 2010. Its time to turn up the heat on them:

Harry Mitchell = Arizona 5

Gabrielle Giffords = Arizona 8

Alan Grayson = Fla 8

Mark Schaue

MichCarol Shea-Porter = NH 1

Mike Arcuri = NY 24

Mary Jo Kilroy = Ohio 15

Kathy Dahlkemper = Pa 3

Christopher Carney = Pa 10

Tom Perriello = Va 5

Ann Kirkpatrick = Arizona 1

Baron Hill = Indiana 9

Dina Titus = Nevada 3

John Hall = NY 19

Stephen Driehaus = Ohio 1
Paul Kanjorsky = Pa 11

Dan Maffei = NY 25

Allan Mollohan = W Va

Nick Rahall = W Va

Steve Kagen = Wisc

Marion Berry = Arkansas

John Spratt = Georgia

Zack Space = Ohio 18

These are the key votes. If we can create a groundswell among their voters, demanding that they retreat from their position of forcing socialized medicine and Medicare cuts on the country, we can win.

Nancy Pelosi's strategy is to delay and let the impact of the Brown win in Massachusetts be blunted by time. Meanwhile, she will propose amendments to the Senate bill and submit her proposed changes to the upper chamber. Harry Reid will tell her that such a bill is dead on arrival but she will demand a vote. When the measure is rejected (or fails of closure), she will go back to her caucus and say, "I tried, but the Senate would not accept any of our amendments."

Then the question is: What happens then? If we have prepared the way by influencing the districts of the marginal members who voted for the bill, we can assure that the centrist Democrats do not support the new legislation. We can peel away some of the 220 votes (with 215 against) by which the bill passed the House.

Harry Mitchell phone= 202-225-2190 fax= 202-225-3263

Gabrielle Gifford phone=202-225-2542 fax= 202-225-0375

Ann Kirkpatrick phone- 202-225-2315 fax 202=226-9739

add ons

Rsul Grijalva phone=202-225-2435 fax=202-225-1541

Ed Pastor phone=202-225-4065 fax = 202-22?-1652

Healthcare: You Think Michael Moore Will Contribute? Don’t Hold Your Breath

Michael Moore has become the champion of socialized medicine over the last year with his flop movie Sicko. Seems flops don’t seem to bother the Democrats, just look at what happened to Howard Dean.

Anyway, as an example of better living through socialized medicine, Moore took his cameras to England to highlight the joys of their National Health Service and presented a rosy picture of everyone getting everything they need without paying anything out of pocket. Sounds like Utopia, doesn’t it? Too bad it isn’t true.

You see, socialized medicine, or “free health care,” as Moore prefers to call it isn’t free at all, and it isn’t very good for your health. Aside from the oppressive taxes needed to fund it and their stagnating effect on the economy (higher unemployment is but one of the side effects of those taxes), the wait times and straight-up refusal to cover certain things make socialized medicine a great system just as long as you don’t get sick.

We’ve posted examples of the measures to which people stuck in these systems will go to obtain care they need rather than wait their turn, meaning suffer until they can be helped. Remember the woman who made up a batch of fake blood she claimed to vomit so she could skip the long lines where she was forced to wait and wait for a hernia operation, something done regularly and on an out-patient basis in the US? How about the 108 year old woman who was told she would have to wait 18 months for a new hearing aid, should arrive just in time to be buried with her.

Well, we now have another fine example of just what socialized medicine will do for us, or, to put it more accurately, to us.

Anthony Wilson, founder of Factory Records (the label that brought us Joy Division, The Happy Mondays and New Order, just to name a few) and television personality in England is going to die soon from cancer. It’s a shame, but it’s true.

Unfortunately for Wilson, it isn’t really the cancer that’s going to kill him, it’s the National Health Service. See, the NHS won’t pay for the drugs needed to help him fend off the cancer, a drug that has doubled the life expectancy of patients in clinical trials.

Why won’t they pay for it? Did you really think they paid for everything in socialized medicine? Well, they pay for everything they cover. If they don’t cover it, you’re kind of screwed. You either have to pay for it yourself, or go without. When the diagnosis is cancer, going without isn’t the best option.

A dirty little secret the Michael Moores of the world don’t want you to know about is the delay in introducing new drugs into a market with socialized medicine’s price controls. But it’s important to note. Check this out and see if you’re willing to wait an extra 6 months while the government haggles over prices.

In many socialize medicine countries it is illegal to purchase private insurance in order to avoid the long wait times and additional suffering single-payer health systems bring with them. Thankfully, that trend is changing, at least in Canada.

But private health insurance is legal in England, but Wilson has refused to buy it. See, he’s bought completely into the NHS. Now that he needs it he’s beginning to realize how big of a mistake that actually turned out to be.

“I’ve never paid for private healthcare because I’m a socialist. Now I find you can get tummy tucks and cosmetic surgery on the NHS but not the drugs I need to stay alive. It is a scandal.”

No, Mr. Wilson, it is not a scandal, it’s not even new, it’s exactly what you and people like Michael Moore have supported for years. It’s exactly what you’re refused to see while it was too late for others. Now it’s most likely too late for you.

It’s a shame, really. Maybe his friends and the people he’s made rich over the years (maybe even Michael Moore, though we doubt it) will come through with more money than just enough for 5 months worth of the drugs he needs. Maybe the “Big Pharmaceutical” companies will give him free drugs because, well, that’s what they do for people who can’t afford life-saving drugs (no matter how much they are demonized by the Left). Or maybe he die.

We don’t wish ill upon anyone, even a socialist, but this should serve as a lesson to everyone; be careful what you wish for because you just might get it.

By First Friday – First Friday Collective Podcast – Originally Posted Friday August 17, 2007

Posted: True Health Is True Wealth

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