Eight Ways to Opt Out of ObamaCare -> Ron Paul Says It Will Totally Self-Destruct

With the deadline to sign up for Obamacare having come and gone, many Americans have decided to “opt out” of President Obama’s signature health care reform law, choosing instead to pay the $95 penalty for sidestepping the individual mandate.

“For many Americans opting out of Obamacare is the best decision they can make, but it's important that they do it the right way—just refusing to buy health insurance and not having another way to pay for catastrophic medical expenses is a mistake,” Sean Parnell, author of the newly-released The Self-Pay Patient, told Breitbart News. “People who want to opt out should be looking at alternatives to conventional health insurance, such as joining a health care sharing ministry or purchasing a fixed benefits policy."

Parnell also strongly advises Americans against opting out and simply paying the “list” price for medical visits and prescription drugs without shopping around, or by relying solely on the local hospital emergency room for routine medical care.

“This approach leaves people who opt out vulnerable to sky-high medical expenses at inflated ‘list’ or ‘chargemaster’ rates, and can result in an inability to obtain needed care because of cost,” Parnell writes on his blog, selfpaypatient.com.

Instead, Parnell recommends the following eight options for those who have opted out of ObamaCare:

1. Join a health care sharing ministry, which are voluntary, charitable membership organizations that share medical expenses among the membership.

Parnell states that Samaritan Ministries, Christian Healthcare Ministries, and Christian Care Ministry are open to practicing Christians, while Liberty HealthShare is open to those who are committed to religious liberty.

Healthcare sharing ministries “operate entirely outside of ObamaCare’s regulations, and typically offer benefits for about half the cost of similar health insurance,” says Parnell. “Members are also exempt from having to pay the tax for being uninsured.”

2. Purchase a short-term health insurance policy.

“These policies usually last between one and 11 months and are not regulated under ObamaCare, and, therefore, don’t offer the same high level of benefits that can drive up costs,” writes Parnell.

3. Buy alternative insurance plans such as fixed-benefit, critical illness, or accident insurance.

“These policies pay cash in the event you are diagnosed with cancer, spend a night in the hospital, or need some other medical treatment,” Parnell says. “They cost a fraction of what health insurance costs under ObamaCare, and by giving you cash directly you aren’t locked in to any particular provider network.”

Parnell also recommends maxing out medical and uninsured/underinsured driver coverage amounts under an auto insurance policy, which can help pay for medical bills in the event of injury in an auto accident.

Once major medical insurance is arranged, Parnell suggests shopping around for health care providers and services.

4. Visit cash-only doctors and retail health clinics for primary care. If you usually visit a doctor more than a couple times per year, consider joining a direct primary care practice which will give you access to nearly unlimited primary care for a modest monthly fee.

5. Sign up for a telemedicine service—lower-cost options in which doctors treat relatively simple medical issues via phone calls, email, or a video connection. Telemedicine especially works well, Parnell says, for common injuries, conditions, and illnesses.

6. Use generic prescription drugs whenever possible, and compare prices between pharmacies. Less expensive options are sometimes available at large chain pharmacies such as Walmart and CVS, and online sites such as GoodRx.com and WeRx.org allow patients to view the best deals on medications.

7. For surgery, Parnell recommends going to a facility that offers up-front “package” prices for self-pay patients, such as the Surgery Center of Oklahoma and Regency Healthcare, where prices are typically much less than what is charged at most hospitals. In addition, sites such as MediBid, where doctors bid on providing your surgery or treatment, will often yield substantially less expensive costs coupled with high quality medical care. Yet another option is to become a medical tourist.

8. When a hospital visit becomes necessary, Parnell suggests working with a medical bill negotiation service to get the best price available rather than accept the wildly inflated “chargemaster” prices, usually three to five times more than what insurers pay for the same service or treatment. Patients who wish to negotiate on their own will likely need to put in a significant amount of time and effort, but can use the Healthcare Blue Book or Pricing Healthcare as a starting point to help them find out what insurers are paying for medical services.

“Many Americans say they would prefer free market healthcare, and they don't have to wait for Congress to repeal, replace, or reform Obamacare to have that,” Parnell told Breitbart News.

“Simply by opting out and doing things like visiting cash-only doctors, becoming a medical tourist, shopping around for the best prices on prescription drugs, and obtaining an alternative type of coverage they can enjoy all the benefits of free market healthcare today including access to affordable, quality care and getting government and insurance company bureaucrats out of the doctor-patient relationship.”

 

Ron Paul: 'Conceivable' In Next Years ObamaCare Will 'Totally Self-Destruct'

Daily Caller:

Former Republican lawmaker and presidential candidate Ron Paul said it’s “conceivable” Obamacare will “totally self-destruct,” declaring it will “eventually end because it’s such a disaster.”

The libertarian icon spoke with Fox News’ Stuart Varney Thursday about whether the net loss of nearly 4 million private health plans under Obamacare “spells the end of activist government.”

“I wish,” Paul quipped. “No, there’s a lot of diehards out there. There’ll be excuses made and politicians will spend it a certain way. But it’ll eventually end because it’s such a disaster. This a sign that the delivery of healthcare will even be worse than signing up for the healthcare.”

Paul predicted that the total cost of medical care in the U.S. under Obamacare “is going to be huge. It’s going to be a tax, and the quality of care and what people are going to get — everybody’s tells me, ‘They’re canceling me, they’re charging me more, I’m getting less,’ and they’re furious. It’s going to be the biggest political issue in this year’s campaign.”

Despite the problems, Paul noted that a political solution is nearly impossible. “You’re not gonna get rid of it, you’re right about that,” he told Varney. “They’re gonna limp along. If Republicans win in the fall, they may tamper it a bit and tinker with it and change it.”

But that doesn’t necessarily mean we’re stuck with Obamacare forever. “The only way it’s going to disappear quickly is if it totally self-destructs, which is conceivable,” he claimed. “Everybody just quits because they’re getting nowhere with it… One day it’s going to be so bad, people are just going to opt out on their own.”

“All we need to do is have the right to opt out and have a little bit of competition,” Paul concluded.

(Obamacare debuts with more canceled plans than enrollments)

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*If you can wait and avoid signing up for ObamaCare it is certainly something to consider.  The fewer people that sign-up, especially the fewer healthy and young people who will not use the system but will help pay for it, the better chance there is that the entire system implodes or that the we can repeal and replace it… that is if we elect the right people in 2014 and 2016.  Vote out anyone up for re-election in either of those two elections that voted for ObamaCare at any point in the process.  Also… No Hillary Clinton and no Chris Christie. Nobody that mentions the word Progressive or follows that ideology!  Time to elect people who care about the common man… the common average American.  We are all ‘TAXED ENOUGH ALREADY’ and nobody can afford ObamaCare… MORE EXPENSIVE FOR MOST… FOR LESS SERVICES, LESS FREEDOM, and MORE BIG BROTHER!

Female inmates sterilized in California prisons without approval: report

Washington Times: A report by the Center for Investigative Reporting has found that doctors working at the California Department of Corrections and Rehabilitation sterilized nearly 150 female prisoners between 2006 and 2010 without required state approvals.

“At least 148 women received tubal ligations in violation of prison rules during those five years — and there are perhaps 100 more dating back to the late 1990s,” the report said.

Doctors under contract at the California Institution for Women in Corona and Valley State Prison for Women in Chowchilla targeted prisoners deemed likely to return to prison in the future, the report said.

Crystal Nguyen, a former Valley State Prison inmate who worked in the prison’s infirmary in 2007, said she often overheard staff asking inmates who were repeat offenders to agree to be sterilized.

“I was like, ‘Oh my God, that’s not right,’” she said during an interview with CIR. “Do they think they’re animals, and they don’t want them to breed anymore?”

The top medical manager at Valley State Prison from 2005 to 2008 characterized the surgeries as an empowerment issue for female prisoners, providing them the same options as women on the outside, CIR reported.

Psychologist Daun Martin claimed that some women in particularly desperate situations could commit crimes so they could return to prison for better prenatal care, thus taking advantage of the system.

“Do I criticize those women for manipulating the system because they’re pregnant? Absolutely not,” he told CIR. “But I don’t think it should happen. And I’d like to find ways to decrease that.”

Mr. Martin denied approving the surgeries, but at least 60 tubal ligations were performed at Valley State while he was in charge.

Mr. Martin’s colleague, Dr. Jacqueline Long, declined to discuss the matter.

Since 1994, the surgeries have required approval from top medical officials in Sacramento on a case-by-case basis, but no tubal ligation requests have come before the health care committee responsible for approving such surgeries, Dr. Ricki Barnett, who tracks medical services and costs for the California Prison Health Care Receivership Corp., told CIR.

“Everybody was operating on the fact that this was a perfectly reasonable thing to do,” she recalled.

Technorati Tags: California,prisoners,sterilization,tubal ligations,watch the other hand,individual rights,you be the judge

Hmm: 83% Of Doctors Have Considered Quitting Thanks To Obama care

The obvious solution is to mandate that doctors keep working under Comrade Obama

(The Daily Caller) Eighty-three percent of American physicians have considered leaving their practices over President Barack Obama’s health care reform law, according to a survey released by the Doctor Patient Medical Association.

The DPMA, a non-partisan association of doctors and patients, surveyed a random selection of 699 doctors nationwide. The survey found that the majority have thought about bailing out of their careers over the legislation, which was upheld last month by the Supreme Court.

Even if doctors do not quit their jobs over the ruling, America will face a shortage of at least 90,000 doctors by 2020. The new health care law increases demand for physicians by expanding insurance coverage. This change will exacerbate the current shortage as more Americans live past 65.

Well, O-care will simply deem that people are doctors. If we just gave more money to Obama donors those medical jobs would magically appear. Obviously, though, these darned doctors who get themselves in enormous debt to earn their licenses are big meanies who are refusing to do their part for The State.

The DPMA found that many doctors do not believe the Patient Protection and Affordable Care Act will lead to better access to medical care for the majority of Americans, co-founder of the DPMA Kathryn Series told The DC.

“Doctors clearly understand what Washington does not — that a piece of paper that says you are ‘covered’ by insurance or ‘enrolled’ in Medicare or Medicaid does not translate to actual medical care when doctors can’t afford to see patients at the lowball payments, and patients have to jump through government and insurance company bureaucratic hoops,” she said.

Doctors are already refusing to take more Medicare and Medicaid patients. Even before O-care this was happening, thanks to the red tape, idiotic paperwork, low reimbursement costs and slow reimbursement times. It isn’t going to get better, especially when the “death panels”, i.e., the Independent Payment Advisory Board, starts telling doctors how to treat their patients.

No one should be shocked that doctors weren’t consulted as to the effects of O-care.

Thanks Obama care: 83% of Doctors Surveyed Say They May Quit

Kate Hicks – Town Hall.com – Cross Posted at THITW and at Ask Marion

The Doctor Patient Medical Association has released a new survey of about 700 doctors, and the results are bleak. Scary bleak. Among other dismal figures, Doctors' Attitudes on the Future of Medicine: What’s Wrong, Who’s to Blame, and What Will Fix It found that 83% of respondents are contemplating leaving the industry if Obama care is fully implemented, owing to its disastrous projected consequences. Indeed, they openly blame the healthcare law for their industry's woes:

KEY FINDINGS

• 90% say the medical system is on the WRONG TRACK
• 83% say they are thinking about QUITTING
• 61% say the system challenges their ETHICS
• 85% say the patient-physician relationship is in a TAILSPIN
• 65% say GOVERNMENT INVOLVEMENT is most to blame for current problems
• 72% say individual insurance mandate will NOT result in improved access care
• 49% say they will STOP accepting Medicaid patients
• 74% say they will STOP ACCEPTING Medicare patients, or leave Medicare completely
• 52% say they would rather treat some Medicaid/Medicare patient for FREE
• 57% give the AMA a FAILING GRADE representing them
• 1 out of 3 doctors is HESITANT to voice their opinion
• 2 out of 3 say they are JUST SQUEAKING BY OR IN THE RED financially
• 95% say private practice is losing out to CORPORATE MEDICINE
• 80% say DOCTORS/MEDICAL PROFESSIONALS are most likely to help solve things
• 70% say REDUCING GOVERNMENT would be single best fix.

If this isn't an airtight argument for the repeal of Obama care, nothing is. When the people providing the actual healthcare are thinking of getting out of the game, the system is clearly broken. Those that understand what is coming were hoping the Supreme Court would have struck down Obama care completely or at least the individual mandate. Instead Judge Roberts made it political and kicked the can down the road.

Technorati Tags: ObamaCare,repeal and replace ObamaCare,ObamaCare mandates,individual mandate,doctor shortages,doctors against ObamaCare,individual freedoms,ObamaCare lies

Food Fights and Class Warfare

There was a time when full tables signified prosperity and thick waistlines were considered attractive. The ability to eat one's fill was what separated the gentry from the peasant making do with a few crusts and salted leftovers. Fat was in because it represented leisure and wealth. Thin meant you were on the road to the poorhouse or to consumption, which meant your body was being consumed, not that you were the one doing the consuming.

Then feudalism went the way of the dodo, agriculture was revolutionized and starvation went extinct in the West. Between the widespread availability of cheap food and social welfare programs covering everything from soup kitchens to food stamps, it became hard to starve. Not only was the availability of food no longer associated with prosperity, but even the poor had begun to eat so well that fat began to carry working class and lower class associations.

Fat was no longer wealth, instead conscientious fitness became a mark of prosperity. The laden table made way for micro portions and exotic but barely edible foods. Thin was in on the plate and the waistline.

In Third World countries where feudalism never ended and the agriculture revolution never mattered, the values often never flipped. Instead of anorexia, teenage girls suffer from being force fed to make them more marriageable. The wealthy are fat and the feasts at the top never end.

In the West, weight stands in for class, at a time when explicit classism has become politically incorrect. When Europeans sneer at how fat Americans are, and American coastal elites sneer at the rest of the country for being fat, it's a class putdown that dressed up longstanding contempt in the colors of the welfare state.

Just because the left and its class warfare worldview, which pretends to be concerned about the plight of the underclass, dominates Western societies does not mean that it is not classist. The left is elitist and its underclass protectionism creates a new wave feudalism with a vast government funded upper and middle class dedicated to caring for the underclass, subsidizing it, caring for it and taxing it to pay for all those services.

The obesity concern trolling is a combination of classism and nanny statism that brings to mind the days when their ideological forebears thought that the way to deal with the poor was to sterilize those who seemed less capable than the rest to improve the breed. There is something equally Darwinian in the sneers aimed at Paula Deen. The breed being culled while the elites try to teach their less evolved cousins to survive by eating their arugula.

The nanny state is built on a technocratic confidence in the ability to create one size fits all solutions, overlaying that on a map of the current medical wisdom leads to the creation of single standards, which often have less to do with health than they do with the status symbols of the leisure class. 19th century popularized medicine created so many of these fads that some of them are still around today. The 20th century created even more.

Death though is not only inevitable, but it cannot be dodged with a one size fits all standard. Fitness guru Jim Fixx who helped kickstart the running craze died in his early fifties of a heart attack. Fixx had quit smoking and lost weight, and still died at an early age. Jackie Gleason who spent his life looking like a walking health attack, smoking and drinking, outlived him by nearly twenty years.

Medicine is individual and the collectivization of medicine is a technocratic solution that leads nowhere except to few doctors and ranks of unionized medical personnel nudging patients into following the script handed down to them by professors who have never actually practiced medicine a day in their life. This is the outcome of a nanny state outlook that sees individuals as dispensable, that is concerned only with group outcomes.

This view requires seeing all people as endowed with certain problems that require broad stroke solutions, like adding calories to menus and other rats in a maze tactics designed to modify human behavior on a national level. The targeting of fast food restaurants, public school meals and food stamps reeks of the same elitist arrogance that drives the nanny state.

The politicization of food by the elites of the left always comes down to class, no matter how it may be disguised in liberal colors. From exotic to locally grown, the trajectory of food politics follows the upselling of food prices The only difference is that the dominance of the left has wrapped the added cost with no added value in their own politics. The more affordable food becomes, the more the left finds ways to add cost to food, without adding value.

But the politicization of food goes beyond the fair trade and locally grown fetishes of the politically correct elites, the more politics ends up on your plate, the more the elites are driven to involve everyone else in their food fights. What begins as a way of raising prices while diminishing value to assert wealth and privilege becomes imposed on everyone in the name of their political morality. Once everyone else is paying more and getting less, then the classist left demands new ways to set its superior moral eating habits apart. Instead of everyone ending up with more food, everyone ends up with less.

The cultural ascendance of the left has meant that instead of conspicuous consumption, the consumption has to be disguised with conspicuous political pieties. The food may cost twice as much, but it's locally grown on a farm run by handicapped union workers who visit Cuba to receive free health care or by the indigenous peoples of Tuba-Tuba with the proceeds going to a complete sonic library of their chants and ceremonies. The entire thing is meaningfully meaningless, but it disguises the consumption in a hairshirt, which is the entire point.

Conspicuous consumption is now for the poor while conspicuous conservation is for liberal elites. Al Gore may live in a mansion but he still has the carbon footprint of a mouse. The problem is the truck driver whose vehicle emissions are killing the planet. Whole Foods is just fine, but we need to do something about McDonald's.

Conspicuous conservationism has made America a poorer country, destroyed millions of jobs and outsourced them overseas. Now it's beginning to make America a hungrier country. In a moment of horrifying tone deafness that makes Marie Antoinette seem enlightened, the left is cheering that fewer Americans are eating meat, without seeming to understand that it's because fewer Americans are able to afford it because of their economic policies.
What the left's food police can't accomplish with nudges and shaming, they can finish off with policies and regulations that end up raising the price of food or by making it too difficult to sell. As the left tries and fails to sell the general public on conservation as a status symbol, it moves in the heavy bureaucratic artillery.

It isn't unusual for elites to use the legal system to enforce their own values on the general public, though it was the kind of thing that the universal franchise was supposed to put a leash on, but there is something grim about their growing preoccupation with the habits and mortality of the population. It's the kind of concern that has a habit of ending in eugenics and the more medicine is universalized, the easier it is to start cutting off access to medical treatment for those who haven't been nudged far enough in the right direction.

Social medicine politicizes food consumption and a globalized economy politicizes food production. And the politicized American plate has less on it and at a higher price. While the left obsessively pursues its mission of destroying fast food in the name of lowering social medicine costs and being fairer to farmers, what they are truly accomplishing is to take affordable and filling food off the shelves, as they have done with countless other products that they have targeted.

By the time the left was done with Russia, it had gone from a wheat producer to a wheat importer and many basic food staples were hard to come by even in a country filled with collective farms. Finding modern day examples of that isn't hard. We only have to look as far south as Venezuela to see empty store shelves under the weight of government food policies. But one day that may be the local grocery store if the left gets its way.

By Daniel Greenfield at Sultan Knish