Showing posts with label Millennials. Show all posts
Showing posts with label Millennials. Show all posts

Wednesday, January 29, 2014

GOP Senators’ Obamacare Replacement Beneficial to Young People says Senator Colborn as He Loses His Own Cancer Doctor in the Midst of His Cancer Fight

GOP senators’ Obamacare replacement beneficial to young people

Tom Coburn

Red Alert Politics: Just weeks into the new year and only months after Congressional Republicans attempted to defund the Affordable Care Act, a trio of Senate Republicans have unveiled a plan to replace Obamacare. And this alternative seeks to put money back in Millennials’ pockets.

Sens. Richard Burr (R-N.C.), Tom Coburn (R-Okla.) and Orrin Hatch (R-Utah) joined forces in crafting a replacement for the Affordable Care Act, unveiling the proposal Monday. Called the Patient Choice, Affordability, Responsibility, and Empowerment Act, the law’s first step would be to repeal Obamacare. However, the proposed alternative does leave some key aspects of the current healthcare law in place, while offering some reprieves for Millennials.

“The American people have found out what is in Obamacare— broken promises in the form of increased health care costs, costly mandates, and government bureaucracy.  They don’t like it and don’t want to keep it,” Burr said in a press release. “…We can lower costs and expand access to quality coverage and care by empowering individuals and their families to make their own health care decisions, rather than empowering the government to make those decisions for them.”

Since the implementation of the Affordable Care Act, young Americans have found their premiums increasing, some as much as 260 percent. However, the law was designed to require Millennials to pay more for health insurance to subsidize coverage for the elderly, whose health insurance is deemed to be more costly.

The Patient CARE proposal, however, seeks to take the financial burden off of young people’s shoulders.

“Unfortunately, young Americans are on the front lines of experiencing the costs and consequences of Obamacare’s costly mandates and broken promises: skyrocketing premiums, fewer choices, employers deciding not to offer health insurance, cutting back hours, or not hiring all together,” Burr said in an emailed statement to Red Alert. ”They know that Obamacare is not fair to them or their future.”

Under the Affordable Care Act, insurance companies can charge older Americans only three times as much as they charge “young invincibles.” This provision drives up the cost of health insurance for Millennials.

But under the Patient CARE proposal, that threshold is increased to allow insurance companies to charge the elderly a maximum of five times as much as they charge Millennials. States, though, can set their own ratio below that amount or opt out of the mandate by passing a law allowing it to do so.

Prior to the implementation of Obamacare, many states adhered to the federal benchmark proposed by Burr, Coburn and Hatch.

“Mr. President, we can see the importance of choice in the failings of ObamaCare, which is struggling to sign up young people who might just need a health plan that’s affordable instead of one that includes coverage they’ll never use or need,” Hatch said on the Senate floor Monday.

One of the Affordable Care Act’s most lauded provisions allows young people under the age of 26 to stay on their parents’ health insurance plans, and the measure has long been a staple of President Obama’s speeches and addresses surrounding his signature healthcare law. Sens. Burr, Corburn and Hatch included the provision in the Patient CARE proposal.

“While we believe fewer young consumers will utilize this option as the cost of health insurance decreases, retaining this policy has a very marginal effect on premiums and provides consumers with more choices,” it states.

The Congressional Budget office projected Obamacare would lead to 800,000 fewer jobs, likely as a result of the high cost of providing employees working more than 30 hours per week and other provisions in the employer mandate. But repealing the Affordable Care Act, as the Patient CARE measure seeks to do, provides both economic relief and opportunity for Millennials — a generation facing 15.9 percent unemployment.

“The Patient CARE Act would provide relief to young Americans by repealing Obamacare’s costly mandates, putting in place common-sense  insurance protections – like guaranteed coverage for pre-existing conditions, and empowering them to find a plan that meets their needs, including allowing health savings account dollars to go toward health premiums for the first time,” Burr said.

The Patient CARE legislation has yet to be introduced in the Senate, as the Republican triad hopes to “further refine and improve upon the proposal” and build support on both sides of the aisle.

Meanwhile, Cancer-stricken Sen. Tom Coburn revealed Tuesday that his health insurance under Obamacare doesn’t cover his oncologist.

The Oklahoma Republican’s spokesman confirmed to POLITICO that since the senator enrolled in his health insurance plan under Obamacare, his coverage has been reduced and he lost coverage for his cancer specialist. Coburn will continue to pay out of pocket and see his oncologist, his office said.

Luckily the former physician and Senator can pay for his doctor of choice and treatment out of pocked, but that is not the situation for many Americans who are losing their specialists, doctors or choice or their healthcare coverage completely and can’t afford the replacement.

His spokesman said Coburn’s struggles with his own doctor illustrate the need for a new policy, saying that not every American has the option to pay out of pocket for care.

“We hope the White House will work with us to make sure Americans who can’t afford to pay out of pocket don’t lose access to life-saving care,” spokesman John Hart said. “As Dr. Coburn’s experience shows, the American people are about to learn they’re going to lose access to not only their doctors and plans, but their specialists and treatments.”

Wednesday, December 4, 2013

Millennials Abandon Obama and Obamacare

A majority of America's youngest adults would vote to recall the president.

(JIM WATSON/AFP/Getty Images)

National Journal: Young Americans are turning against Barack Obama and Obamacare, according to a new survey of millennials, people between the ages of 18 and 29 who are vital to the fortunes of the president and his signature health care law.

The most startling finding of Harvard University's Institute of Politics: A majority of Americans under age 25 -- the youngest millennials -- would favor throwing Obama out of office.

The survey, part of a unique 13-year study of the attitudes of young adults, finds that America's rising generation is worried about its future, disillusioned with the U.S. political system, strongly opposed to the government's domestic surveillance apparatus, and drifting away from both major parties. "Young Americans hold the president, Congress and the federal government in less esteem almost by the day, and the level of engagement they are having in politics are also on the decline," reads the IOP's analysis of its poll. "Millennials are losing touch with government and its programs because they believe government is losing touch with them."

The results blow a gaping hole in the belief among many Democrats that Obama's two elections signaled a durable grip on the youth vote.

Indeed, millennials are not so hot on their president.

Obama's approval rating among young Americans is just 41 percent, down 11 points from a year ago, and now tracking with all adults. While 55 percent said they voted for Obama in 2012, only 46 percent said they would do so again.

When asked if they would want to recall various elected officials, 45 percent of millennials said they would oust their member of Congress; 52 percent replied "all members of Congress" should go; and 47 percent said they would recall Obama. The recall-Obama figure was even higher among the youngest millennials, ages 18 to 24, at 52 percent.

While there is no provision for a public recall of U.S. presidents, the poll question revealed just how far Obama has fallen in the eyes of young Americans.

IOP director Trey Grayson called the results a "sea change" attributable to the generation's outsized and unmet expectations for Obama, as well as their concerns about the economy, Obamacare and government surveillance.

The survey of 2,089 young adults, conducted Oct. 30 through Nov. 11, spells trouble for the Affordable Care Act. The fragile economics underpinning the law hinge on the willingness of healthy, young Americans to forgo penalties and buy health insurance.

According to the poll, 57 percent of millennials disapprove of Obamacare, with 40 percent saying it will worsen their quality of care and a majority believing it will drive up costs. Only 18 percent say Obamacare will improve their care. Among 18-to-29-year-olds currently without health insurance, less than one-third say they're likely to enroll in the Obamacare exchanges. 

More than two-thirds of millennials said they heard about the ACA through the media. That's a bad omen for Obamacare, given the intensive coverage of the law's botched rollout. Just one of every four young Americans said they discussed the law with a friend or through social media. Harvard's John Della Volpe, who conducted the poll, said the president has done a poor job explaining the ACA to young Americans.

Infographic

Republican and Democratic leaders should find little solace in the results. The survey said that 33 percent of young Americans consider themselves Democrats and 24 percent identify with the GOP. The largest and growing segment is among independents, 41 percent of the total.

Democrats' advantage among young voters is fading. Among the oldest millennials (ages 25 to 29), Democrats hold a 16-point lead over the GOP: 38 percent say they're Democrats, and 22 percent call themselves Republicans. Among the youngest of this rising generation (ages 18 to 24), the gap is just 6 points, 31 percent for Democrats and 25 percent for Republicans.

Approval ratings of Congress have declined steeply in the past few years, with congressional Democrats now at 35 percent and congressional Republicans at just 19 percent.

Young blacks say they are much less likely to vote in the 2014 midterm election than they were in November 2009, signaling a worrisome level of engagement among a key Democratic constituency.

In addition to health care, domestic spying is an issue that puts Obama on the wrong side of the rising generation. While split on whether Edward Snowden is a "patriot" or a "traitor" for revealing Obama's surveillance programs, strong majorities of 18-to-29-year-olds oppose the government collecting information from social networks, Web-browsing histories, email, GPS locations, telephone calls, and text messages.  

College loans are a big issue with young Americans, too. Nearly six of 10 called student debt a major problem, and another 22 percent called it a minor one. Seventy percent said their financial situation played into their decision whether to attend college.

Respondents were given a list of options for shrinking the nation's debt. Majorities favored suggestions to tax the rich, cut foreign economic aid in half, slash the nuclear-warhead arsenal, and reduce food stamps.

The results conform with a story I did this summer with the help of the IOP ("The Outsiders: How Can Millennials Change Washington If They Hate It?"), arguing that while Millennials are deeply committed to public service they don't see government as an efficient way to improve their lives or their communities.

The IOP report issued today said: "This is not to say that young Americans are rejecting politics, the role of government and the promise of America more generally. They are sending a message to those in power that for them to re-engage in government and politics, the political process must be open, collaborative and have the opportunity for impact -- and not one that simply perpetuates well-worn single issue agendas."

The survey was conducted online. The National Journal generally refrains from covering online-only polls but has made past exceptions. In this case, Harvard's IOP survey uniquely focuses on millennials with accumulated data set and a credible polling operation.

(Find full poll results here: http://www.iop.harvard.edu/)